Did you know that, according to a study published by CTMfile, 93% of corporate treasurers have experienced avoidable losses (financial losses that could have been prevented if cash flow forecasts had been more accurate) due to inaccurate cash flow forecasting? These losses often result from unnecessary overborrowing or liquidity shortfalls at critical moments, mainly caused by limited visibility, manual processes, and disconnected systems
SAP Business One empowers small and medium-sized enterprises to overcome these challenges by automating financial data management, integrating all information into a single, connected system, and delivering accurate, real-time cash flow forecasts that support better decision-making and protect profitability.
Inaccurate Forecasting and Financial Blind Spots
Many SMEs still rely on spreadsheets to manage cash flow, reconcile bank accounts, and track payables and receivables. This leads to three major issues:
- Human error: Spreadsheets are prone to mistakes—whether from incorrect formulas or outdated data.
- No real-time visibility: Without integration across banks, finance, and operations, decisions are made based on fragmented information.
- Disconnected systems: When accounting, operations, and treasury are siloed, cash management becomes reactive rather than strategic.
The result? Cash flow miscalculations, missed opportunities, and preventable financing costs.
SAP Business One for Smart Treasury Management
SAP Business One is an ERP solution designed specifically for growing businesses. It centralizes operations—from finance and inventory to sales and purchasing—providing real-time visibility and control.
Here’s how SAP Business One helps streamline treasury management and improve cash flow accuracy:
1. Real-Time Financial Visibility
SAP Business One gives you a clear picture of:
- Bank balances across multiple accounts
- Pending payments and open receivables
- Real-time cash flow status based on actual documents (invoices, POs, etc.)
This unified view enables faster, more confident decision-making.
2. Automated Cash Flow Forecasting
SAP Business One’s Cash Flow Forecast tool lets you:
- Create dynamic, real-time cash flow projections
- Include all relevant data: receivables, payables, recurring income, etc.
- Simulate “what-if” scenarios, like delays in customer payments or supplier changes
This enables you to plan ahead and maintain liquidity without overborrowing.
3. Bank Reconciliation Automation
You can import bank statements and automatically reconcile them with internal records. This dramatically reduces:
- Manual work
- Accounting errors
- End-of-month reconciliation delays
It also helps you identify gaps between projected and actual cash positions faster.
4. Integrated Accounts Payable and Receivable
SAP Business One streamlines your receivables and payables process with:
- Alerts for upcoming payments
- Payment terms tracking
- A/R aging reports and cash collections tools
With these features, you gain better control over your working capital and avoid late-payment penalties or financing needs.
Treasury Should Be Strategic, Not Reactive
With inflation, rising capital costs, and supply chain disruptions, liquidity management is more critical than ever. Companies that can accurately forecast and control their cash flow gain a competitive edge.
With SAP Business One, your treasury team is equipped with the tools to transform from manual, spreadsheet-driven operations to a smart, integrated, and data-driven treasury function.
